Social Sector Schemes - Short Trick

Manoj was sure of a hundred days of work.

MGNREGA=Replaced by VB-G RAM G from 1 July 2026 · Act passed 2005 · whole country from 1 April 2008 · renamed 2 October 2009 · 100 days/year/household · at least 33% women · wages within 15 days of the work ending · no work within 15 days of demand = unemployment allowance · social audit of every work · replaced the Jawahar Rozgar Yojana, SGRY and Food for Work

Vikas now gets a hundred and twenty-five days of work.

VB-G RAM G (Viksit Bharat – Guarantee for Rozgar and Ajeevika Mission (Gramin))=In force across India from 1 July 2026, in place of MGNREGA · 125 days per rural household · cost shared 60:40 by the Centre and states (90:10 for the north-eastern and Himalayan states)

Rural women’s groups get cheap bank loans.

DAY-NRLM (National Rural Livelihood Mission)=Self-help groups (SHGs) of poor rural women · a revolving fund to start · bank linkage for bigger loans with interest subvention · training in markets, trades and accounts

Lata Didi earns one lakh a year.

Lakhpati Didi (a DAY-NRLM drive)=At least ₹1 lakh a year for every SHG member household · 3.46 crore women by March 2026 · new target 6 crore by 2029-30

Kaushal’s fourth round even teaches drone flying.

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)=Short-term training and a skill certificate · PMKVY 4.0 since 2022-23 — courses in AI, drones, semiconductors and green energy

Sunita’s food cart got a ten thousand rupee loan.

PM SVANidhi=A first collateral-free loan for street vendors in three rising instalments · originally ₹10,000 · ₹20,000 · ₹50,000, now ₹15,000 · ₹25,000 · ₹50,000 · the next only after the last is repaid · 7% interest subsidy on timely repayment · extended to March 2030

Esha set up a small factory with a subsidised loan.

Employment Generation Programme (PMEGP)=A subsidised loan for new micro-enterprises and self-employment projects, in villages and towns

Vanita learns to build a business from forest produce.

Van Dhan Internship=Training for tribal youth through TRIFED — a business out of forest produce

Sonu the weaver’s charkha runs on sunlight.

Solar Charkha Mission=A subsidy on solar charkhas for rural weavers and artisans — jobs with clean energy

A new road for young people aged seventeen to thirty-five

Nai Manzil=Minority-community youth aged 17-35 who could not finish school or studied in a madarsa — a formal certificate and a skill

The ustad’s Banarasi saree shines brighter.

USTAD=Polishes the skills of traditional minority-community artisans — such as the saree weavers of Banaras

Rail trains young welders and fitters.

Rail Kaushal Vikas Yojana=Indian Railways — trades such as electrician, welder, machinist and fitter

Bandhu began in one block each of ten states.

Van Bandhu Kalyan Yojana=All-round development of tribal areas · a pilot in one block each of 10 states