Percentage is the most useful chapter in arithmetic. Profit and loss, discount, interest, population, mixtures, elections, averages — underneath, all of these are percentage questions. Once percentage is solid, half of the chapters that follow become easy.
We start from zero here. If maths makes you nervous, do not worry — every idea is first explained in simple words, then turned into a formula, then shown in solved examples, and finally handed to you as questions to try yourself.
How to use this chapter
- Read — the first part of each section explains the idea. Do not rush to memorise the formula; first see how the formula is born.
- Study the solved example — in the boxes marked “Example” the full solution is open, step by step. At every step ask yourself: why was this step taken?
- Try it yourself — in the “Try it yourself first” questions the solution is hidden. Solve on paper first, then choose an option. A wrong pick is fine; pick again. If you are stuck take the hint, and only at the very end open the solution.
- Know the level — every question is marked Basic, Standard or Advanced. Make the basic ones solid first, then move on.
What “percent” means
What percent is, how it relates to fractions and decimals, and how to find a percentage of any number.
The idea of percent
Percent only means this: if the whole is cut into 100 equal parts, how many of those parts do we have?
The word “percent” comes from two Latin pieces meaning per and hundred — for every hundred. When we say “40 percent”, we mean: imagine the whole thing cut into 100 equal parts; 40 of those parts are ours.
The sign for it is %. “40%” and “” say exactly the same thing: a percentage is really a fraction whose bottom number (the denominator) is always 100.
- the percentage being talked about
Why do we need percent at all?
Because things with different totals cannot be compared directly. 36 out of 45 and 42 out of 60 — who did better? Turn both into “out of 100” and the answer is immediate. Percent is a common yardstick.
- 1Turn both into “out of 100”. Aman: . Dividing top and bottom by 9 gives .
- 2The bottom is 5; to reach 100 multiply by 20: . Aman has 80%.
- 3Bhavna: (dividing by 6). The bottom is 10; multiply by 10: . Bhavna has 70%.
- 480% > 70%, so Aman did better. Bhavna’s raw marks (42) look higher, but her total was bigger too — judging by raw marks would have been wrong.
Fraction, decimal and percent
Switching between percent, fraction and decimal — and the handful of fractions worth memorising because they will save you minutes.
Half, 0.5 and 50% are not three different things; they are three ways of writing the same part. Convert the given form into whichever one makes the calculation easiest. Only three rules are needed:
| What you have | What to do | Example |
|---|---|---|
| Fraction → percent | Multiply by 100 | |
| Decimal → percent | Move the decimal point two places to the right | |
| Percent → decimal | Move the decimal point two places to the left | |
| Percent → fraction | Put it over 100 and simplify |
Fractions worth memorising
In an exam time is short. If you already know that is 37.5%, you will not spend time dividing 3 by 8 every time. Look at the table below once, carefully; it has patterns.
| Fraction | Decimal | Percent |
|---|---|---|
| 0.5 | 50% | |
| 0.333… | ||
| 0.666… | ||
| 0.25 | 25% | |
| 0.75 | 75% | |
| 0.2 | 20% | |
| 0.4 | 40% | |
| 0.6 | 60% | |
| 0.8 | 80% | |
| 0.1666… | ||
| 0.8333… | ||
| 0.125 | 12.5% | |
| 0.375 | 37.5% | |
| 0.625 | 62.5% | |
| 0.875 | 87.5% | |
| 0.1 | 10% | |
| 0.0833… | ||
| 0.0625 | 6.25% | |
| 0.05 | 5% | |
| 0.04 | 4% |
Less common, but still asked
x% of a number
The most basic job — finding a percentage of a number — in three easy ways.
In percentage questions the word “of” always means multiply. “35% of 480” means: multiply 35% by 480. And 35% means .
- the percentage number
- the number whose percentage we want
Two ways to make the calculation light
- Find 1% first. 1% = number ÷ 100 (move the point two places left). Then multiply by the percentage you need.
- Build with pieces of 10% and 5%. For 10% move the point one place left; 5% is half of that; 20% is double; 1% is a tenth of it.
- 1Method 1 (through 1%): 1% = 480 ÷ 100 = 4.8.
- 235% = 35 × 4.8 = 168.
- 3Method 2 (pieces): 35% = 10% + 10% + 10% + 5%. Here 10% = 48.
- 4Three times 10% = 144, and 5% = 24. Adding: 144 + 24 = 168.
- 5Both methods give the same answer — which is also your check.
- 1Doing 16 × 75 ÷ 100 directly is a bit heavy.
- 2There is a handy rule: of = of , because both equal .
- 3So 16% of 75 = 75% of 16.
- 475% = , and of 16 = 12. The answer is 12.
From the part back to the whole
How to find the whole amount when the part and its percentage are known.
So far we were given the whole and asked for a part. Many questions run the other way: “15% of a number is 63; what is the number?” Here the whole is unknown. The method is simple — first find what 1% is, then multiply it by one hundred.
- the part that is given
- the percentage that part represents
- 136% is worth 72. First find 1%: 72 ÷ 36 = 2.
- 2The whole stock is 100%, so 2 × 100 = 200.
- 3Check: 36% of 200 = 72 ✓
Comparing two numbers
What percent one number is of another, and why “more than” and “less than” give different answers.
What percent is one number of another?
“A is what percent of B” — the method, and how to avoid the most common slip.
Earlier we were given the whole and asked for a part. Now the question goes the other way: both numbers are given and we are asked “what percent is the part of the whole?” The number we compare against is called the base — it is treated as the “hundred”.
- the number being measured
- the base — what we compare against
How do I spot the base?
One easy rule: the base is the number that comes right after “of”, “than” or “from”.
| Wording | Base |
|---|---|
| A is what percent of B? | B |
| What percent of B is A? | B |
| A is what percent more than B? | B |
| A is what percent less than B? | B |
| From A to B — what percent increase? | A (the starting value) |
- 1The units differ (minutes and hours), so first change 3 hours into minutes: 3 × 60 = 180 minutes.
- 2The base is “3 hours” (it follows “of”), that is 180.
- 3Percent = 25%.
“More than” and “less than”
If A is 25% more than B, why is B not 25% less than A? Change the base and the percentage changes.
Suppose Neha earns ₹ 30,000 and Riya ₹ 24,000. The gap is ₹ 6,000. Yet “by what percent does Neha earn more than Riya” and “by what percent does Riya earn less than Neha” give different answers for the same gap. The reason: the base changes each time.
- 1Difference = 30,000 − 24,000 = ₹ 6,000.
- 2(a) After “than Riya” the base is Riya: 25%.
- 3(b) After “than Neha” the base is Neha: 20%.
Increase and decrease
Prices, salaries and populations rising or falling by a percentage — the fastest method (the multiplier) and every rule that grows out of it.
The multiplier method
“New = old × multiplier” — the key to every increase-and-decrease question.
Say a thing costs ₹ 100 and its price rises by 20%. New price = 100 + 20 = ₹ 120 — that is 120% of the old price, or 1.2 times it. If it had fallen by 20% the new price would be 100 − 20 = ₹ 80 — 80% of the old, or 0.8 times.
- the change, in percent
The benefit is that instead of two steps (find the %, then add or subtract) you do just one multiplication. Here are the multipliers that appear most often.
| Change | Multiplier | As a fraction |
|---|---|---|
| 10% increase | 1.1 | |
| 20% increase | 1.2 | |
| 25% increase | 1.25 | |
| increase | 1.333… | |
| 50% increase | 1.5 | |
| 12.5% increase | 1.125 | |
| 10% decrease | 0.9 | |
| 20% decrease | 0.8 | |
| 25% decrease | 0.75 | |
| decrease | 0.666… | |
| 50% decrease | 0.5 | |
| 12.5% decrease | 0.875 |
- 1(a) The increase is 15%, so the multiplier = 1 + 0.15 = 1.15.
- 2New price = 24,000 × 1.15 = ₹ 27,600.
- 3(b) The decrease is 12%, so the multiplier = 1 − 0.12 = 0.88.
- 4New price = 24,000 × 0.88 = ₹ 21,120.
The percent change, and the original value
Finding the percent change from an old and a new value, and finding the original value from the new one.
A percent change is always measured against the original (old) value, never the new one.
- 1Change = 92 − 80 = 12.
- 2The base is the old price, 80: .
- 1The multiplier for a 20% increase is 1.2, so new = old × 1.2.
- 2So old = 1,260 ÷ 1.2 = 1,050.
- 3Check: 20% of 1,050 = 210; 1,050 + 210 = 1,260 ✓
Successive changes
How to find the total effect when two or three changes follow one another — two successive discounts, or two years of growth.
Rising 20% and then rising another 10% is not a total rise of 30%. The second 10% is applied to the new, larger value, not the old one. Take the original as 100: 100 → 120 after the first rise → 10% of 120 is 12, so 132. The total rise is 32%, not 30%.
- the first change (%)
- the second change (%)
This formula is just the multiplier written short: expanding gives . If you ever forget it, the multiplier is always there to fall back on.
- 1Here and .
- 2Net .
- 3Check with multipliers: 1.2 × 1.1 = 1.32, that is a 32% rise ✓
- 1.
- 2Net .
- 3Check: 100 → 125 → 75% of 125 = 93.75. A fall of 6.25 ✓
- 1With three changes it is easiest to multiply the multipliers directly.
- 2Multipliers: 1.2, 0.9 and 1.25.
- 3Overall multiplier = 1.2 × 0.9 × 1.25 = 1.08 × 1.25 = 1.35.
- 41.35 means 135% of the original, that is an overall rise of 35%.
Getting back to where you started
How large a change is needed to win back the original value, or to keep spending steady after a price change.
If a price has fallen by 20%, raising it by 20% is not enough to win it back, because the base is now smaller. The price fell from 100 to 80; to return to 100 it must rise by 20, and 20 is of the new base 80.
- the percent by which it fell
- the percent by which it rose
Both formulas come from the same idea: the amount of change ÷ the value after the change.
- 1The price went from 100 to 125. Spending = price × quantity, so to keep spending fixed the quantity must be multiplied by .
- 2. The quantity must shrink to 80% of before — a 20% cut.
- 3By the formula: ✓
- 1Take the old salary as 100; after the cut it is 80.
- 2To get from 80 back to 100 we need a rise of 20, and the base is now 80.
- 3. By the formula: ✓
When two quantities are multiplied
When a quantity is the product of two things — price × quantity, length × breadth — how their changes combine.
Many quantities are the product of two things. When one of them changes, its effect combines with the other’s. The rule is the same as always: multiply the multipliers.
| Quantity | Two factors |
|---|---|
| Spending | price × quantity |
| Area of a rectangle | length × breadth |
| Distance | speed × time |
| Total wages | daily rate × days |
| Area of a circle | — the radius twice |
- 1Area = length × breadth, so the multipliers are multiplied.
- 2The length multiplier is 1.5 and the breadth multiplier 0.8.
- 31.5 × 0.8 = 1.2. So the area becomes 120% of what it was.
- 1The radius appears twice in the area (), so its multiplier is used twice.
- 2Multiplier = 1.2 × 1.2 = 1.44.
- 3So the area rises by 44%.
- 1Spending = price × consumption. The price multiplier is 1.1 and the consumption multiplier 0.95.
- 2Overall multiplier = 1.1 × 0.95 = 1.04.
- 3Spending rose by 4.5%.
Everyday applications
The percentage questions that appear again and again in exams — the method for each type, with solved samples.
Pass marks and exam questions
The minimum percentage needed to pass, and “failed by / passed by so many marks” questions.
The big idea in exam questions is that the pass mark is one fixed number, even when it is given as a percentage. A student who “fails by some marks” is that many marks short of it; one who “passes by some marks” is that many marks above it.
- 1Pass marks = marks obtained + shortfall = 168 + 42 = 210.
- 2These 210 marks are 35% of the total. So 1% = 210 ÷ 35 = 6.
- 3Maximum marks = 100% = 6 × 100 = 600.
Population and yearly growth
When a population, output or price rises or falls by a fixed percent each year, how to find its value after several years.
A population that grows 10% every year does not grow 30% in 3 years. Each year’s growth is applied to that year’s starting number, which has already been raised by the earlier growth. So the multiplier is applied once more every year — it is the same “successive change” idea, just identical each time.
- today’s population (or starting value)
- yearly rate (%)
- number of years
- the value after n years
- 1Yearly multiplier = 1 + 8/100 = 1.08.
- 2End of year one: 12,500 × 1.08 = 13,500.
- 3End of year two: 13,500 × 1.08 = 14,580.
- 4By the formula too: 12,500 × (1.08)² = 12,500 × 1.1664 = 14,580 ✓
- 1For a fall the multiplier is 1 − 0.05 = 0.95.
- 2Year one: 80,000 × 0.95 = 76,000.
- 3Year two: 76,000 × 0.95 = 72,200.
Election questions
The ladder of votes — from total voters down to valid votes, and then to the winner and the winning margin.
Election questions come in layers, and each layer’s percent applies to the layer just above it. Do not start multiplying until you have decided which percent applies to what.
- Invalid votes are not counted; candidates share only the valid votes.
- With only two candidates, if one gets the other gets .
- Winning margin = winner’s votes − loser’s votes = of the valid votes.
- 1Invalid votes = 12.5% of 8,000 = 1,000. Valid votes = 8,000 − 1,000 = 7,000.
- 2Winner’s votes = 56% of 7,000 = 3,920.
- 3The loser got 44% = 3,080.
- 4Margin = 3,920 − 3,080 = 840.
- 5By the formula: (2 × 56 − 100)% = 12% and 12% of 7,000 = 840 ✓
Income, spending and saving
Splitting a salary into expenses, percent “of the remainder”, and what happens to savings when income and spending change.
Salary questions use two kinds of sentence: “25% of the salary” and “40% of the remainder”. In the first the base is the whole salary; in the second the base is what is left after the first expense. Spotting that difference is the whole question.
- 1Rent = 25% of 48,000 = ₹ 12,000. Remainder = 48,000 − 12,000 = ₹ 36,000.
- 2Food = 40% of the remainder ₹ 36,000 = ₹ 14,400.
- 3Left now = 36,000 − 14,400 = ₹ 21,600.
- 4Quick route: left = salary × 0.75 × 0.60 = 48,000 × 0.45 = 21,600 ✓
- 1Saving = income − spending. Spending = 80% of 50,000 = ₹ 40,000, so saving = ₹ 10,000.
- 2New income = 50,000 × 1.2 = ₹ 60,000. New spending = 40,000 × 1.1 = ₹ 44,000.
- 3New saving = 60,000 − 44,000 = ₹ 16,000.
- 4Change in saving = .
Two groups that overlap
When some people have both of two qualities — say passed in both subjects — how to count the total percent without counting anyone twice.
Suppose 70% of students passed Maths and 65% passed English. Adding gives 135% — impossible! The reason: those who passed both were counted twice. So we must subtract them once.
- percent in the first group
- percent in the second group
And: at least one + neither = 100%. These two lines untangle every question of this kind.
- 1Failed both = 10%, so passed at least one = 100 − 10 = 90%.
- 2At least one = A + B − both ⇒ 90 = 70 + 65 − both.
- 3Both = 135 − 90 = 45.
- 4Check: Maths only 70 − 45 = 25, English only 65 − 45 = 20; 25 + 45 + 20 + 10 = 100 ✓
Solutions and concentration
The percent of a substance in a solution, and how it changes when water is added or boiled off.
“A 25% salt solution” means every 100 parts of the solution hold 25 parts of salt. The key observation for such questions is this: adding or boiling off water does not change the amount of salt — only the total quantity of solution changes. So find the amount of salt, set it aside, and then take its percent of the new total.
- 1Amount of salt = 25% of 60 = 15 litres. This will not change when water is added.
- 2New total solution = 60 + 20 = 80 litres.
- 3New percent = 18.75%.
- 1Sugar = 15% of 40 = 6 kg. This will not change.
- 2At the end the sugar must be 20%, that is 6 = 20% of the total. So the new total = 6 ÷ 0.2 = 30 kg.
- 3Water boiled off = 40 − 30 = 10 kg.
Going deeper — harder questions
Hard exam questions repeat a few patterns of thought. Learn them here so every new question feels familiar.
“x% of A = y% of B”
When different percents of two numbers are equal, the ratio of the numbers drops out directly.
It is given that x% of A equals y% of B. That means . The 100 cancels on both sides and what remains is . Now set A against B:
- the two numbers
- their percents
- 1 ⇒ .
- 2So A : B = 3 : 2.
- 3A is of B.
- 4Check: take A = 30, B = 20 → 20% of 30 = 6 and 30% of 20 = 6 ✓
Percent versus percentage points
When a rate (like an interest rate) is itself a percent and it changes, the difference between “how many points” and “how many percent”.
Suppose a bank’s interest rate goes from 8% to 10%. This can be described in two ways:
| Statement | Calculation | Meaning |
|---|---|---|
| Rose by 2 percentage points | 10 − 8 = 2 | Direct subtraction of the two rates |
| Rose by 25% | Rise relative to the old rate of 8 |
“Assume 100” and mixed percents
The art of assuming a convenient number (like 100) when only percents are given, and questions that blend several percents.
Many questions give no real number, only percents. In that case assume a convenient total — usually 100, though 200 or 400 also works if the percents are like 25 or 20. If the answer is asked as a percent, the assumption does not change the answer, because a percent stays the same whatever the total.
- 1Assume 100 students. Then 60 are boys and 40 are girls.
- 2Boys with spectacles = 25% of 60 = 15.
- 3Girls with spectacles = 40% of 40 = 16.
- 4Total with spectacles = 15 + 16 = 31 out of 100, that is 31%.
- 1After day one what is left = 100 − 30 = 70%.
- 2On day two 40% of the remainder was sold, so 60% of the remainder is left: 60% of 70% = 42%.
- 342% = 252 ⇒ 1% = 6 ⇒ the starting stock = 6 × 100 = 600.
- 4Check: 30% of 600 = 180 → 420 left; 40% of 420 = 168 → 252 left ✓
Choosing the method
Recognise the type of a question as you read it, know which mistakes are the commonest, and learn how to check an answer.
From the clue to the method
Time is short in an exam. The table below takes you straight from the wording to the method.
Before solving, ask yourself one question: “What is given, what is asked, and which number is the base?” Then pick the matching row below.
| What you see in the question | Method | Formula / idea |
|---|---|---|
| “x% of y” | Multiply | |
| “a is what % of b” | Divide by the base b | |
| “increased / decreased by r%” | Multiplier | |
| “After an r% change it is V; original?” | Divide by the multiplier | original multiplier |
| “first a% then b%” | Successive change | |
| “Price rose; keep spending the same” | Cut consumption | |
| “A is more / less than B” | The number after “than” is the base | difference ÷ base |
| “failed / passed by so many marks” | The pass mark is fixed | obtained ± gap = pass marks |
| “n years, r% every year” | Multiplier n times | |
| Two groups, “both”, “neither” | Remove the overlap | |
| Water added / boiled off | Pure substance stays fixed | pure ÷ new total |
| Only percents, no real number | Assume a total of 100 | then percents become plain numbers |
The commonest mistakes
Marks in percentage questions are rarely lost to hard arithmetic; they are lost to a wrong base or a wrong addition. Learn to spot these seven traps.
Checking your answer
In an exam with negative marking one wrong answer can cost more than two right ones can earn — so build the habit of checking.
- Look at the size. After a rise the number must be bigger, after a fall smaller. A part cannot be bigger than its whole.
- Estimate roughly. To find 18% of 1,250, remember 20% of 1,250 is 250, so the answer must be a little less. 225 is close, so it looks right.
- Put the answer back into the question. If you found an original amount, apply the given percent to it and see whether you get the number in the question.
- Check the limits. A part cannot exceed 100% and a fall cannot exceed 100% (unless the question speaks of a rise).
The practice ladder
New questions on everything learnt above, in three levels. Make the basic level solid first.
Level 1 — Basic
One-step questions.
Each of these needs a single idea. Aim to do each in 30–40 seconds.
Changing the form
A percentage of a number
What percent?
Rise, fall and the whole
Level 2 — Standard
Two-step, exam-level questions.
These blend two ideas. For each question first write down what the base is.
Changes and the original value
Chains and combined percents
Groups and mixtures
Level 3 — Advanced
Questions at the hard end of competitive exams.
These questions take thinking time. Do not hurry: first assume 100, then go step by step.
Multi-step changes
Thinking backwards
Ratios, mixtures and limits
Revision — formula cards
Read the front of each card, think of the answer yourself, then flip.
More useful than memorising a formula is knowing when it applies. So each card asks about the situation, and the formula is on the back.